Our Financial Experts & Editorial Team

Every article on Darby Payment Plan is researched, written, and reviewed by qualified financial professionals with real-world experience in consumer finance and healthcare payment solutions.

✓ CFP® Certified Writers
✓ Fact-Checked Content
✓ No Paid Reviews
✓ Updated Monthly
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Michael Chen, CFP®

LEAD ANALYST

Senior Financial Analyst & Lead Writer

Michael brings over 12 years of experience in consumer finance and fintech. As a Certified Financial Planner (CFP®), he specializes in helping consumers navigate complex payment options and make informed financial decisions.

Credentials & Experience

  • Certified Financial Planner (CFP®) - CFP Board
  • MBA, Finance - Wharton School, University of Pennsylvania
  • Former Senior Analyst - JP Morgan Consumer Banking
  • 12+ years in consumer finance industry

Areas of Expertise

Buy Now Pay Later Consumer Credit Payment Technology Fintech Credit Building

Recent Articles

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Dr. Sarah Martinez, MBA

HEALTHCARE

Healthcare Finance Specialist

Dr. Martinez spent 15 years as a healthcare administrator before joining our team. Her expertise in patient financing, medical billing, and healthcare economics provides invaluable insight into healthcare credit options.

Credentials & Experience

  • MBA, Healthcare Management - Johns Hopkins University
  • Former Director of Patient Finance - Cleveland Clinic
  • 15+ years in healthcare administration
  • Published researcher in healthcare financing

Areas of Expertise

Healthcare Financing Medical Billing Patient Finance Dental Financing

Recent Articles

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Jessica Thompson

WRITER

Senior Consumer Finance Writer

Jessica has been covering personal finance and consumer credit for over 8 years. Her work has appeared in NerdWallet, The Points Guy, and CreditCards.com. She personally tests every BNPL service she reviews.

Credentials & Experience

  • B.A., Economics - UCLA
  • Former Writer - NerdWallet, The Points Guy
  • 8+ years covering consumer finance
  • Personal tester of all reviewed services

Areas of Expertise

BNPL Reviews Product Testing Consumer Advocacy

Recent Articles

Our Editorial Standards

Every piece of content on Darby Payment Plan follows strict editorial guidelines:

🔍 Research-Based

All claims are verified through primary sources, official company documentation, and regulatory filings.

✅ Fact-Checked

Every article is reviewed by at least one additional team member before publication.

🔄 Regularly Updated

We review and update all content monthly to ensure accuracy and relevance.

💰 No Pay-for-Play

Companies cannot pay for positive reviews. Our opinions are independent and unbiased.

Read our full Editorial Guidelines →

Have Questions?

Our team is here to help. Reach out with questions about our content or methodology.

Email: editorial@darbypaymentplan.com